Simple / compound interest

finance.openverbs.com · 6 paid endpoints · listed 2026-10-27

Present value of a future sum and/or a level annuity, given a per-period rate and number of periods. Set dueAtBeginning=true for an annuity-due.

livelast check 5 days ago
100%valid x402 answers, 72 h
sharedUSDC received on Base, 7 days
28distinct payers, 7 days
69.9score (0-100)

Paid endpoints

MethodEndpointPriceNetworks
POSTfinance.openverbs.com/v1/future-value
Future value of a present sum and/or a level annuity, given a per-period rate and number of periods. Set dueAtBeginning=true for an annuity-due (payments at the
$0.004Base
POSTfinance.openverbs.com/v1/interest
Grow a principal by simple or compound interest over a number of years. Compound interest uses compoundsPerYear compounding periods (default 12, monthly).
$0.004Base
POSTfinance.openverbs.com/v1/irr
Internal rate of return (per period) of a series of cash flows, solved with a bounded bisection. Requires at least one positive and one negative flow; flows wit
$0.004Base
POSTfinance.openverbs.com/v1/loan
Compute the level monthly payment, total paid and total interest of a fully-amortizing loan. Handles a 0% rate. Set schedule=true to also return the full month-
$0.004Base
POSTfinance.openverbs.com/v1/npv
Net present value of a series of cash flows discounted at a per-period rate. cashflows[0] is the time-0 flow (typically the initial outlay, negative).
$0.004Base
POSTfinance.openverbs.com/v1/present-value
Present value of a future sum and/or a level annuity, given a per-period rate and number of periods. Set dueAtBeginning=true for an annuity-due.
$0.004Base

Latest checks

WhenEndpointHTTPmsResult
5 days agofinance.openverbs.com/v1/future-value402633valid x402 v2 terms

Income on Base (7 days)

This provider's payout address is shared by several providers, so its income is not shown as its own.

Is this your API?

Add the live badge to your docs:
<a href="https://logicnodes.io/observatory/p/finance.openverbs.com"><img src="https://logicnodes.io/observatory/badge/finance.openverbs.com.svg" alt="x402 status"></a>
x402 status badge
Claim it for free with x402_provider_claim (sign with your payout address), and get an alert within minutes when it stops answering with x402_monitor_create ($5 for 30 days). Both work over MCP (https://logicnodes.io/mcp/v2) or POST https://logicnodes.io/v1/tools/<tool>.

Income is all USDC received by the provider's payout address on Base, whatever the source. Score: 0-100: 50 x share of checks in the last 72 h that returned valid x402 payment terms + 30 x min(1, log10(1 + USDC received in 7 days) / 4) + 20 x min(1, log10(1 + distinct payers in 7 days) / 3). A provider never checked scores on income only; income is all USDC received by its payout address on Base, whatever the source. JSON: /v1/observatory/providers/finance.openverbs.com